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	<title>Dr. Ben Adkins - Serial Progress Seeker - Poplar Bluff Chiropractor &#187; finance</title>
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	<link>http://drbenadkins.com</link>
	<description>Serial Progress Seeker</description>
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		<title>Give Me 5 Minutes and I&#039;ll Give You $1000</title>
		<link>http://drbenadkins.com/give-me-5-minutes-and-ill-give-you-1000/</link>
		<comments>http://drbenadkins.com/give-me-5-minutes-and-ill-give-you-1000/#comments</comments>
		<pubDate>Fri, 24 Oct 2008 13:30:00 +0000</pubDate>
		<dc:creator>drbenadkins</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[how to save]]></category>
		<category><![CDATA[one thousand dollars]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://drbenadkins.com/?p=213</guid>
		<description><![CDATA[Its amazing how powerful a good &#8220;headline&#8221; is. It&#8217;s even more amazing when you have a good headline and you can back it up. (A few days ago, I shared with you how I doubled my productivity by using RSS. Using RSS allows me to consume a ton of information with a short amount of [...]<p><a href="http://drbenadkins.com/give-me-5-minutes-and-ill-give-you-1000/">Give Me 5 Minutes and I&#039;ll Give You $1000</a> is a post from: <a href="http://www.drbenadkins.com">DrBenAdkins.com - Serial Progress Seeker </a></p>
]]></description>
			<content:encoded><![CDATA[<p>Its amazing how powerful a good &#8220;headline&#8221; is. It&#8217;s even more amazing when you have a good headline and you can back it up.</p>
<p><img class="alignnone" src="http://www.thesilvercurrencyexchange.com/Currency/1000-dollar-US-bill-front.jpg" alt="" width="377" height="159" /></p>
<p>(A few days ago, I shared with you how I <a href="http://drbenadkins.com/2008/10/what-is-rss-and-why-should-i-care/">doubled my productivity by using RSS</a>. Using RSS allows me to consume a ton of information with a short amount of time/work. This post is a direct result of being able to read so much in such a short amount of time.)</p>
<p>So, Today I want to share with you a few secrets that will save you at least $1000 this year (maybe even this month). So What&#8217;s the Catch? You have to Spend 5 minutes of your time reading this post and actually checking out the links.</p>
<div style="text-align: center;">Here&#8217;s a run down of some amazing money saving tips that will save you a fortune:</div>
<div style="text-align: center;">(These aren&#8217;t affiliate offers&#8230;..They&#8217;re real tips!)</div>
<p><em><strong>Flights and Airfare</strong></em>:</p>
<ul>
<li><a href="http://www.shoemoney.com/2008/10/17/how-to-get-80-of-your-air-travel/" target="_blank">Save 80% on Airfare with this Cool Trick</a>. (Source: Shoemoney.com)</li>
<li><a href="http://budget-transportation.suite101.com/article.cfm/5_simple_tips_for_cheaper_flights" target="_blank">5 Superb Tips for Cheaper Flights</a> (Source: Suite101)</li>
<li><a href="http://airfare.michaelbluejay.com/" target="_blank">10 Rocking Tips for Getting the Cheapest Airfare</a> (Source: MichaelBluejay.com)</li>
<li><a href="http://rickseaney.com/2007/11/05/top-ten-secrets-of-air-travel-insiders/" target="_blank">10 Secrets of Air Travel Insiders</a> (Source: FareCompare.com)</li>
</ul>
<p>Favorite: My favorite tip in this section would have to be from Shoemoney.com. It&#8217;s sneaky and completely legal (A wonderful combination!).<br />
<em><strong><br />
Gas for Your Ride:</strong></em></p>
<ul>
<li><a href="http://www.opentravelinfo.com/travel-guide/uncategorized/how-to-save-money-on-gas-29-tips.html" target="_blank">29 Tips to Save on Gas</a> (Source: Open Travel info)</li>
<li><a href="http://www.costtodrive.com" target="_blank">Use &#8220;Cost To Drive&#8221;</a> (Source: DrBenAdkins.com <a href="http://drbenadkins.com/2008/10/travel-tools-that-make-travel-planning-easy/">previous article</a>)</li>
<li><a href="http://www.gasbuddy.com" target="_blank">Also Use &#8220;Gas Buddy&#8221;</a> (Source: DrBenAdkins.com)</li>
</ul>
<p>Favorite: &#8220;Cost to Drive&#8221; A little &#8220;information personalization&#8221; goes a long way.</p>
<p><script type="text/javascript"><!--
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<p><em><strong>Cell Phone Tricks:</strong></em></p>
<ul>
<li><a href="http://lifehacker.com/software/cell-phones/two-moneysaving-cellphone-keystrokes-210768.php" target="_blank">Two Keystrokes = Cellphone Savings</a> (Source: Lifehacker)</li>
<li><a href="http://www.askmen.com/money/investing_100/111_investing.html" target="_blank">Priceless Cellphone Plan Tips</a> (Source: AskMen.com)</li>
<li><a href="http://www.billshrink.com/" target="_blank">Use Bill Shrink</a> (Source: DrBenAdkins.com)</li>
</ul>
<p>Favorite: Bill Shrink Rocks&#8230;.pure..plain&#8230;and simple</p>
<p><em><strong>Food on The Cheap:</strong></em></p>
<ul>
<li><a href="http://www.knowledgehound.com/khhow2s/save_on_food.htm" target="_blank">Bulk Food, Coupon Tricks, and More</a> (Source: Knowledge Hound)</li>
<li><a href="http://www.getrichslowly.org/blog/2008/04/30/save-money-on-food-with-the-sixty-minute-plan/" target="_blank">The Sixty Minute Plan</a> (Source: Get Rich Slowly)</li>
</ul>
<p><em><strong>Home Bills: Going Down&#8230;.</strong></em></p>
<ul>
<li><a href="http://ownercommunity.homeaway.com/tip/Resources/Public_Pages/Tips/Home_Owner_Tips/Cleaning__Maintenance/Energy_Saving_Tips:__Appliances" target="_blank">Electricity Bill Tricks</a> (Source: Home Away)</li>
<li><a href="http://lifehacker.com/400535/install-a-water+saving-shower-shutoff-valve" target="_blank">Water Saver Hack</a> (Source: LifeHacker)</li>
<li><a href="http://www.realsimple.com/realsimple/gallery/0%2C21863%2C1144415%2C00.html?cid=rsstip" target="_blank">Better Home Heating</a> (Source: Real Simple)</li>
</ul>
<p><em><strong>Miscellaneous:</strong></em></p>
<ul>
<li><a href="http://lifehacker.com/software/cars/how-to-beat-a-speeding-ticket-or-at-least-better-your-chances-208611.php" target="_blank">Speeding Ticket Guide</a> (Source: LifeHacker)</li>
<li><a href="http://www.savingadvice.com/blog/2007/06/14/101541_20-firefox-extensions-that-will-save-you-money.html" target="_blank">20 Firefox Extensions that will Save You &#8220;Bank&#8221;</a> (Source: Saving Advice)</li>
</ul>
<p>Okay, If you don&#8217;t save $1000 in the next year, then you have no one to blame but yourself.<br />
What are some things that you do to save cash? Send us a comment below and let us know!</p>
<p>Dr. Ben</p>
<p>Technorati Tags: <a class="performancingtags" rel="tag" href="http://technorati.com/tag/save%20money">save money</a>, <a class="performancingtags" rel="tag" href="http://technorati.com/tag/finance">finance</a>, <a class="performancingtags" rel="tag" href="http://technorati.com/tag/how%20to%20save">how to save</a>, <a class="performancingtags" rel="tag" href="http://technorati.com/tag/one%20thousand%20dollars">one thousand dollars</a></p>
<p><a href="http://drbenadkins.com/give-me-5-minutes-and-ill-give-you-1000/">Give Me 5 Minutes and I&#039;ll Give You $1000</a> is a post from: <a href="http://www.drbenadkins.com">DrBenAdkins.com - Serial Progress Seeker </a></p>
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		<item>
		<title>5 (Easy) Ways I Save Money Without &quot;Going Without&quot;</title>
		<link>http://drbenadkins.com/5-easy-ways-i-save-money-without-going-without/</link>
		<comments>http://drbenadkins.com/5-easy-ways-i-save-money-without-going-without/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 13:30:00 +0000</pubDate>
		<dc:creator>drbenadkins</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[groceries]]></category>
		<category><![CDATA[music]]></category>
		<category><![CDATA[phone service]]></category>
		<category><![CDATA[save]]></category>

		<guid isPermaLink="false">http://drbenadkins.com/?p=102</guid>
		<description><![CDATA[While the economy has been getting steadily worse in the last few weeks, many of us have done our best to scrimp and save anywhere that we can. The key to saving a little extra money is not necessarily giving up on the things we love to buy, but finding ways to get those things [...]<p><a href="http://drbenadkins.com/5-easy-ways-i-save-money-without-going-without/">5 (Easy) Ways I Save Money Without &quot;Going Without&quot;</a> is a post from: <a href="http://www.drbenadkins.com">DrBenAdkins.com - Serial Progress Seeker </a></p>
]]></description>
			<content:encoded><![CDATA[<p>While the economy has been getting steadily worse in the last few weeks, many of us have done our best to scrimp and save anywhere that we can.</p>
<p>The key to saving a little extra money is not necessarily giving up on the things we love to buy, but finding ways to get those things that may seem a little foreign to us (at first). I&#8217;d like to show you a few ways that I save money everyday, without &#8220;going without&#8221;.</p>
<p><em><strong>1) Music</strong></em> <a href="http://www.drbenadkins.com"><img class="alignnone" style="border: 0pt none;" src="http://www.mrgadget.com.au/catalog/images/sennheiser_hd202_headphones.gif" alt="" width="48" height="48" /></a><br />
My entire day is centered around music, but a few years back I realized that it was getting very expensive for me to buy the music I liked in stores (and I don&#8217;t advocate stealing music online).<br />
This is going to seem like such a silly thing for those of you who already do it, but to those of you that don&#8217;t: <em><strong>&#8220;Stop buying CDs at Retail Stores!&#8221;<br />
</strong></em></p>
<ul>
<li>The average CD is costing you an <strong>extra $5 </strong>each.<strong><br />
</strong></li>
<li>The extra raw materials used are hurting the enviroment</li>
<li>Bands today would rather you buy their CD over the Internet (It&#8217;s Much easier on them&#8230;believe me).</li>
<li>You save Gas</li>
</ul>
<p>Start purchasing your Music on <a href="http://www.itunes.com" target="_blank">Itunes</a>, <a onmouseover="window.status='http://www.real.com';return true;" onmouseout="window.status=' ';return true;" href="http://www.anrdoezrs.net/click-3182069-10452692" target="_blank">Rhapsody</a>, or any of the <a href="http://www.snocap.com">other great services</a> that are popping up online. It may be intimidating to use these services at first, but the monetary savings will be huge.</p>
<p><script type="text/javascript"><!--
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<p><em><strong>2) Phone Service</strong></em><a href="http://www.drbenadkins.com"><img class="alignnone" style="border: 0pt none;" src="http://www.mrgadget.com.au/catalog/images/o2_XphoneII_mobile_phone_image.gif" alt="" width="36" height="36" /></a><br />
Ditch the Home Phone. I know I am going to have alot of people disagree with me on this one, but I promise you that this one tip has saved me a fortune. Phone Bills will make you Poor&#8230;and fast. I recommend getting a cell phone for each person in your house and being done with it. There are some amazing cellphone plans out there right now and there is absolutely no excuse if you&#8217;re still paying for long-distance.<br />
If you do need some sort of phone line at home I would suggest learning about <a onmouseover="window.status='http://www.skype.com';return true;" onmouseout="window.status=' ';return true;" href="http://www.jdoqocy.com/click-3182069-10551824" target="_top">Skype</a>. The cool thing about <a onmouseover="window.status='http://www.skype.com';return true;" onmouseout="window.status=' ';return true;" href="http://www.jdoqocy.com/click-3182069-10551824" target="_top">Skype</a> is that it uses your internet connection to provide you with super cheap phone service.<br />
<img src="http://www.tqlkg.com/oo82c37w1-LPNUOMSVLNMQROSVO" border="0" alt="" width="1" height="1" /><br />
<a onmouseover="window.status='http://www.skype.com';return true;" onmouseout="window.status=' ';return true;" href="http://www.kqzyfj.com/dr65ox52x4KOMTNLRUKMLPTNMOT" target="_blank"><br />
</a></p>
<p><em><strong>3) Groceries</strong></em><a href="http://www.drbenadkins.com"><img class="alignnone" style="border: 0pt none;" src="http://chrismanshomecuisine.com/personalchef/groceries.jpg" alt="" width="43" height="47" /></a><br />
Here&#8217;s something that Grocery Store owners know that you don&#8217;t: Impulse buys make up between 50-70% of your total purchases when you go to the grocery store. For some people, that&#8217;s ok because that&#8217;s how they like to shop. For most of us, however, this is a great area for us to save a few bucks.</p>
<p>One Solution is to practice &#8220;Once-a-Month-Shopping&#8221;. It take a lot of planning, but it saves you alot of money if you do it right. If your interested in learning how to get started with &#8220;Once-a-Month-Shopping&#8221;, check out the <a href="http://www.getrichslowly.org/blog/2008/10/09/once-a-month-shopping-save-more-by-shopping-less/" target="_blank">article</a> that the <a href="http://www.getrichslowly.org/blog/2008/10/09/once-a-month-shopping-save-more-by-shopping-less/" target="_blank">Get Rich Slowly</a> blog did on it (<a href="http://www.getrichslowly.org/blog/2008/10/09/once-a-month-shopping-save-more-by-shopping-less/" target="_blank">Read it Here</a>).<br />
<em><strong><br />
4) Manage Your Credit Cards Better</strong></em><a href="http://www.drbenadkins.com"><img class="alignnone" style="border: 0pt none;" src="http://edwardkhoo.com/wp-content/uploads/2008/03/kad-kredit.jpg" alt="" width="43" height="46" /></a><br />
Credits cards are evil. I recommend getting one for emergencies and online purchases, but that&#8217;s it. Do not&#8230;.I repeat&#8230;.DO NOT&#8230;..have more than one credit card. There are a few things you need to know if you use a credit card (that most people don&#8217;t). If your educated about <a href="http://www.getrichslowly.org/blog/2006/06/14/eight-things-every-credit-card-user-should-know/">how credit cards work</a>, then you&#8217;ll never let it get out of hand.<br />
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<em><strong>5) Chart Your Spending </strong></em><a href="http://www.drbenadkins.com"><img class="alignnone" style="border: 0pt none;" src="http://jmaki.com/images/charts/pie-chart.jpg" alt="" width="41" height="35" /></a><br />
<em><strong> </strong>I&#8217;m not talking about keeping a ledger in your check book (That&#8217;s Beginner&#8217;s Stuff!&#8230;.but a good start). I&#8217;m talking about really managing and understanding how you spend your money. In was using a service called <a href="http://www.wesabe.com/" target="_blank">Wesabe</a></em> to manage my money (<a href="http://www.wesabe.com/page/tour" target="_blank">Click to Learn more about Wesabe</a>), but when I moved recently, Wesabe didn&#8217;t work as well with my new bank.</p>
<p>Now I just use a custom <em><strong>Excel Sheet</strong></em> to track my bills and total monthly expenditures. It&#8217;s amazing to see how much money you spend on certain things over the course of the year. If you&#8217;re curious about how I set my Excel Sheet up, send me a comment and I show you how. It took us five minutes to set up and it&#8217;s been a priceless source of information for us.</p>
<div style="text-align: center;"><span style="color: #000099;">Do your have an great tips about how you <em><strong>save money without going without</strong></em>?<br />
Write them in the comments section below!</span></p>
<p>Dr. Ben</p></div>
<p style="text-align: center;">Technorati Tags: <a class="performancingtags" rel="tag" href="http://technorati.com/tag/money">money</a>, <a class="performancingtags" rel="tag" href="http://technorati.com/tag/saving">saving</a>, <a class="performancingtags" rel="tag" href="http://technorati.com/tag/finance">finance</a>, <a class="performancingtags" rel="tag" href="http://technorati.com/tag/tips">tips</a>, <a class="performancingtags" rel="tag" href="http://technorati.com/tag/phone%20service">phone service</a>, <a class="performancingtags" rel="tag" href="http://technorati.com/tag/music">music</a>, <a class="performancingtags" rel="tag" href="http://technorati.com/tag/groceries">groceries</a></p>
<p><a href="http://drbenadkins.com/5-easy-ways-i-save-money-without-going-without/">5 (Easy) Ways I Save Money Without &quot;Going Without&quot;</a> is a post from: <a href="http://www.drbenadkins.com">DrBenAdkins.com - Serial Progress Seeker </a></p>
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